Move from manual collections to intelligent recovery
AI-Driven Delinquency and Recovery Optimization for Creditors, Servicers, and Debt Buyers
Equabli delivers integrated debt collection solutions to support the full credit lifecycle. By using advanced AI, decision science, and compliant automation, Equabli helps partners prioritize accounts, personalize engagement, and maximize returns across the credit spectrum.
+Reach Borrowers
+Increase Collections
+Grow Revenue
Intelligence built in
Equabli uses advanced analytics and AI to identify risk earlier, personalize engagement, and guide next-best actions from early servicing through recovery.
Our intelligent debt collection solutions learn from performance over time, helping teams improve results with less manual work and greater consistency and efficiency.
One platform.
Three ways to win.
Manage everything from the first missed payment through final recovery.
EQ Engine
Problem: Not knowing which accounts are going to repay.
Solution:
AI-Powered Scoring: Use predictive insights to analyze your data instantly.
Risk Identification: Pinpoint exactly which accounts are worth the effort and who is going bad.
Strategic Prioritization: Focus your team’s efforts on the highest-impact accounts.
EQ Engage
Problem: High call center costs and low customer answer rates.
Solution:
Digital-First Payments: Provide borrowers with a seamless, "no-call" way to engage and pay.
AI Personalization: Tailor every message to the borrower’s specific situation.
Intelligent Timing: Reach out at the exact moment borrowers are most likely to engage.
EQ Collect
Problem: Inefficient tracking and management of 3rd party agencies.
Solution:
Centralized Command: Manage all outside agencies, law firms and debt sales in one portal.
Automated Routing: Automatically send accounts to the right partner at the right time.
Performance Tracking: Recover more funds with less administrative headache.
“Most debt collection teams know they need a modern approach, but they lack clarity on where to start, how to integrate new strategies, and how to migrate open projects. By making user-friendly tools and customizing support through launch, we get lenders, agencies, and buyers quickly on track to higher ROI.”
-Cody Owens, Equabli CEO
Who we help
For lenders and banks
Stronger performance from start to finish
Beyond Collections: Move past basic tools to a holistic portfolio management strategy.
Real-Time Health: Monitor performance and portfolio vitals as they happen.
Stronger ROI: Make the right moves at the right time to increase revenue without adding headcount.
For servicers
Organize the chaos
Centralized Inventory: Manage all accounts and agencies in one unified spot.
Optimal Management: Ensure no account is overlooked and every dollar is pursued.
Stop Leakage: Prevent "leaving money on the table" through better oversight.
For debt buyers
Maximize your return
Eliminate Spreadsheets: Replace manual status-quo processes with intelligent automation.
Smart Outreach: Automate and optimize digital engagement so your team can focus on complex issues.
Customer Focus: Free up your staff to help customers rather than managing data and reporting.
An intelligent collections suite that adapts to your needs
Score + segment
Predictive insights and AI-driven scoring that help teams understand risk, prioritize work, and choose the most effective treatment path.
Digital collections
AI-informed personalization that adjusts messaging, timing, and channels to support better borrower engagement.
Outsource + sell debt
AI-supported routing and placement strategies that improve liquidation, reduce manual decisions, and bring more transparency to recovery operations.
Why choose Equabli?
Better outcomes. Less stress.
Intelligence
We use AI to highlight risks and recommend the next best move.
Compliance
We help you follow the rules, keeping your brand safe and your customers protected.
Simplicity
Stop jumping around disconnected systems. Manage it all here.
Results
Our partners see lower costs and higher recovery rates.
Ready to modernize collections & recovery?
See how Equabli can help you prevent losses and recover more.
Assurance
We are certified as a company with high standards in security safeguard covering five total trust service principles (TSPs): security, availability, processing integrity, confidentiality, and privacy.
