Experience the power of predictive analytics
Most teams waste effort on accounts that were never going to pay, or miss the ones about to slip.
EQ Engine uses predictive analytics to show you where to
focus, what action to take, and when to act — before accounts become problems.
Move beyond generic credit scores
Traditional scores decide who gets a loan, not who pays back an overdue debt. EQ Engine is built for the reality of unpaid debt: predicting payment behavior for accounts that have already fallen behind.
Payment projection
Predict how much you'll actually recover, so you focus effort where it counts.
Collection probability
See repayment likelihood for every account in your portfolio.
Dynamic updates
Predictions update daily as borrower behavior and market conditions shift.
Target the right accounts with the right plan
The best collection is one you never have to make.
EQ Engine doesn't just tell you who to call, it spots risk before accounts go delinquent.
And when they do fall behind? It groups borrowers by payment potential and recommends the next best action for each.
Prevention first. Then precision.
Performing accounts
Spot which healthy accounts are at risk (before they slip).
Collections
Apply our predictive data to every text, email, or call strategy.
Recovery
Focus late-stage effort where the returns are real.
Valuation
Value portfolios down to the account level. Price with confidence.
Scores you can explain. Decisions you can defend.
EQ Engine gives you full visibility into what drives every prediction, so you can justify your strategy to regulators and trust your data.
Unified data
Credit data + payment history + real-time behavior. One view.
Don't waste time on accounts that won't convert. By using EQ Engine, you can stop chasing unlikely payers and direct your resources toward the opportunities that matter most.
Transparent scoring
No black boxes. See the reasons behind every prediction.
Justified decisions
Know exactly why each score is what it is. Regulator asks? You're ready.