Prevention
Retention
Recovery
A smarter way to manage loan servicing, collections, and recovery.
Powered by smart data and AI to help your team make better decisions.
+Reach Borrowers
+Increase Collections
+Grow Revenue
Intelligence built in
Equabli uses advanced analytics and AI to identify risk earlier, personalize engagement, and guide next-best actions from early servicing through recovery.
Our models learn from performance over time, helping teams improve results with less manual work and greater consistency.
One platform.
Three ways to win.
Manage everything from the first missed payment all the way to final recovery.
EQ Engine
The Problem: Not knowing which accounts are about to go bad.
The Solution: We use predictive insights and AI scoring to look at your data. This tells your team exactly which accounts are at risk so you can prioritize your work and choose the best path forward.
EQ Engage
The Problem: Call centers are expensive, and people don't answer the phone.
The Solution: Give borrowers a digital way to pay. Our smart system uses AI to personalize messages and pick the right time to reach out. This helps borrowers get back on track without needing a phone call.
EQ Collect
The Problem: Managing outside collection agencies is messy and hard to track.
The Solution: We give you one place to manage all your agencies and debt sales. Our tools help route accounts to the right place automatically, so you can recover more money with less headache.
“Most debt collection teams know they need a modern approach, but they lack clarity on where to start, how to integrate new strategies, and how to migrate open projects. By making user-friendly tools and customizing support through launch, we get lenders, agencies, and buyers quickly on track to higher ROI.”
-Cody Owens, Equabli co-founder and CEO
Who we help
For lenders and banks
Stronger performance from start to finish
Lenders need more than just a collections tool. You need to keep your portfolio healthy and stay on top of performance in real-time.
For servicers
Organize the chaos
Stop relying on spreadsheets. We automate the busy work so your team can focus on helping customers and solving complex issues.
For debt buyers
Maximize your return
Manage your inventory and your agencies in one spot. We help you make sure every account is being worked on correctly so you don't leave money on the table.
An intelligent collections suite that adapts to your needs
Score + segment
Predictive insights and AI-driven scoring that help teams understand risk, prioritize work, and choose the most effective treatment path.
Digital collections
AI-informed personalization that adjusts messaging, timing, and channels to support better borrower engagement.
Outsource + sell debt
AI-supported routing and placement strategies that improve liquidation, reduce manual decisions, and bring more transparency to recovery operations.
Why choose Equabli?
Better outcomes. Less stress.
Intelligence
We use AI to highlight risks and recommend the next best move.
Compliance
We help you follow the rules, keeping your brand safe and your customers protected.
Simplicty
Stop jumping between five different systems. Manage it all here.
Results
Our partners see lower costs and higher recovery rates.
Ready to upgrade your recovery process?
See how Equabli can help you prevent losses and recover more.
Assurance
We are certified as a company with high standards in security safeguard covering five total trust service principles (TSPs): security, availability, processing integrity, confidentiality, and privacy.
