EQUABLI secures your personal information from unauthorized access, use, or disclosure.
Methods used by EQUABLI for this purpose include the following:

• Data is stored on the EQUABLI network which is protected by firewalls, Intrusion detection and prevention services and malware protection.
• Any transmission of personal information is encrypted in transit.
• Personal data is encrypted when stored within the EQUABLI environment.
• Access to personal information is provided only to individuals with a business need for that access.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Employees are strictly prohibited from disclosing information relating to consumers or consumers’ accounts to third parties and others outside of the company unless it is required to do so in relationship to performance under a client’s contract. To do so is a violation of the FDCPA, GLBA, HIPAA and of Company policy, as well as a breach of the Confidentiality and Non-Disclosure Agreement that all employees must read and sign.

Examples of customer information include, but are not limited to, the following:

• Consumers’ names, addresses, Social Security numbers and other information that appears on customers’ accounts and applications.
• Consumers’ protected health information

In addition to being legally prohibited from disclosing customer information to third parties, all employees must prevent inadvertent disclosures of such information to third parties. Among other things, this means that employees must take all reasonable precautions to ensure that no unauthorized parties have access to such information. Finally, employees must never make use of the above information for non-business purposes or for any purpose outside the scope of their employment

Each employee will be held to the highest standards of the GLBA Safeguard Rules which:

• Ensure the security and confidentiality of customer records and information.
• Protect against any anticipated threats or hazards to the security or integrity of such records.
• Protect against unauthorized access to or use of such records or information which could
  result in substantial harm or inconvenience to any customer.

All information gathered, retained or generated by EQUABLI is confidential. This includes information provided to it by clients or relayed to it by consumers. There shall be no disclosure of any confidential information to anyone outside of EQUABLI without the appropriate authorization from the Executive Management team or the client.

It is each employee’s duty and responsibility to safeguard all confidential information. This includes the dissemination of information by any available means, including but not limited to telephone, fax and e-mail. When any inquiry is made regarding an employee or any former employee, the inquiry must be forwarded to the Human Resources department without comment on the reporters part. When any inquiry is made regarding any client, the inquiry must be forwarded to the Chief Compliance Officer.

From time to time, EQUABLI may contact you via email for the purpose of general
communication regarding your credit account. In order to improve our Services, we may receive a notification when you open an email from EQUABLI or click on a link therein.

If you would like to stop receiving communications via email from EQUABLI, you may opt out of such communications by clicking on a link called STOP USING THIS EMAIL TO CONTACT ME or reply to the email with a similarly phrased request to stop further contact.